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Burial Insurance Prices

Burial insurance plans are inexpensive because they’re low benefit. Many have maximums of $15,000-$35,000 in coverage depending on your age. Because the insurance company’s risk (death benefit) is lower and hence the premium.

  • If you have the cash up front, a pre-paid funeral MAY be cheaper
  • Don't buy more than you need to get you into the ground
  • Make sure you can't get into a group plan first
  • Find out if you need it
  • Buy it ASAP (premiums can get very high later in life)
  • Try to increase coverage on your current life policy
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