Funeral (Burial) Insurance Policies

Funeral insurance policies are inexpensive because they’re low benefit. Many have maximums of $15,000-$35,000 in coverage depending on your age. Because the insurance company’s risk (death benefit) is lower and hence the premium.

Money Saving Tips On Burial Insurance:

If you have the cash up front, shop now for a discount mortuary, record your last wishes, and buy at the time of death
Don't buy more than you need to get you into the ground
Make sure you can't get into a group plan first
Find out if you need it (suspicion or diagnosis of a serious illness)
Buy it ASAP (premiums can get very high later in life)
Try to increase coverage on your current life policy

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