Lower Your Term Life Insurance Premiums

• Use an independent agent that represents many companies and can help you choose among many products to meet your needs.
• Get an idea if you’re a standard or preferred risk before you get your physical or complete paperwork.
• Maintain good weight. If you go to the zoo and the elephants throw you peanuts, you won’t be able to obtain coverage or it will be expensive
• Monitor your cholesterol level by getting screened every 5 years if over 35 years of age. Reducing your intake