Lowering Your Life Insurance Premiums
Use an independent agent that represents many companies
and can help you choose among many products to meet your needs.
Get an idea if you’re a standard or preferred risk before
you get your physical or complete paperwork.
Maintain good weight. If you go to the zoo and the elephants throw you
peanuts, you won’t be able to obtain coverage or it will be expensive;
Monitor your cholesterol level by getting screened every 5 years if
over 35 years of age. Reducing your intake of meat, eggs, and butter. Eat breads, cereals,
pasta, grains, fruits and vegetables;
Pay your life insurance premiums on an annual basis as companies always
charge 4-6% extra to pay premiums on a less than annual basis.