Lower Your Term Life Insurance Premiums
- Use an independent agent that represents many companies
and can help you choose among many products to meet your needs.
- Get an idea if you’re a standard or preferred risk before
you get your physical or complete paperwork.
- Maintain good weight. If you go to the zoo and the elephants throw you
peanuts, you won’t be able to obtain coverage or it will be expensive;
- Monitor your cholesterol level by getting screened every 5 years if
over 35 years of age. Reducing your intake of meat, eggs, and butter. Eat breads, cereals,
pasta, grains, fruits and vegetables;
- Pay your life insurance premiums on an annual basis as companies always
charge 4-6% extra to pay premiums on a less than annual basis
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