Renegotiate Your Life Insurance
Many people are working out these days and are losing weight. You may have gotten insured when you is less than optimum health. Now if you are in better shape, ask your life insurer for reconsideration.
The price you pay on an old life insurance policy has probably come down if you are in good health. Life insurance companies have lengthened their life expectancy (how long you will live) tables. Since you will now live longer, insurers are reducing their rates. If you have quite smoking or lost a significant amount of weight, they may also adjust your premiums downward. Remember you are now also older, and closer to paying out your death benefit.
Total cholesterol can also fluctuate (daily) due to diet. So if you have had an abnormally high reading on the free insurance exam, we’ll recommend getting a retest and we’ll get the insurance company to reconsider and make better offer if cholesterol is better on retest.
If you’ve been offered a higher life insurance rate due to cholesterol, run a quote request to see the best rates available to you and then we’ll help you determine the insurance company that will offer you the best rate. We’ll also give you tips on how to get the best cholesterol reading on your free insurance exam. |
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